Sunday, March 21, 2010

So heres the layout

Hi everyone! Anyone?
So just when you think you have your weekly finances set, all things go to hell. My husbands company changed his health insurance. He wasn't told and we didn't receive his new card until after we went to the pharmacy to get his insulin. Well come to find out he now has a 100 dollar deductible. We met it! 97.38 OUCH!! Not to mention at the beginning of the week he had to put brakes on the Yukon. We are somewhat lucky there. My brother-in-law works at a parts store so I get cheap parts and Scott is very multi talented, in other words he can fix anything! But still there was 38.00 dollars I wasn't expecting to pay. I had to take a trip for work today 60 dollars in gas, wasn't planning on that either. Oh and the mortgage company would like some money. Well get in line. I think I am giving up my cell phone. Scott doesn't like that idea because I do travel alot for work, but the way I see it, I can buy a pay as you go phone and use it for emergency's. If I didn't still owe on the Yukon I would downsize and get something better on gas. I think it's time to get a real second job. I say real because I do sell Avon, but every two weeks I make anywhere from 40 to 100 dollars. Which is a start but I need an extra 100-150.00 a week. So bills here is where we are at:
Mortgage is 2019.00
Car insur. 279.00
House Insur. 67.00
Fashion Bug 30.00 Bal 560.00
Target 40.00 Bal 750.00
Cell phones 109.00 3 of them contract is up in May
Cable 130.00 Mother in law pays
Care Credit 47.00 Bal. about 800.00 this is for dental
Citi 110.00 Bal 3000.00B
eneficial 233.00 Bal dont dare to look maybe 6000.00
Electric 100.00
Propane 250.00 every two months just paid this month will get one more del. b4 Summer Yukon 286.00 comes out 68.00 a week
I think that is it. Grand total for the month $3087.00 Oh what about gas? There's always something isn't there. About 380.00 a month so 3467.00.
So what do we bring in:
Based on 4 weeks
Scott 2280.00
Me 1840.00
Church Check 324.00 He is janitorTotal 4444.00.
Where in the world does the other 1000.00 go! Food, although MIL buys majority, MEDICAL is the big one!! Scott has Crones disease, and at times when he is put on Prednisone for a flair then he has to take insulin. He seems to have more flairs than not. Poor guy. I have arthritis, and Firbromyalgia. Meds aren't that expensive though. But the co-pays for Scott's doctor's visits are 50.00 each. Some weeks we could spend as much as 100.00 on visits and 70.00 on meds depending how many need to be refilled. My daughter has health issues as well. So it's just a big medical financial mess. I really have to get a hold on money. And on that note I am going to call it a wrap. Just trying to make it living in the middle class...

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